Medicare is a federal health insurance program for people aged 65 and older, and for some younger individuals with disabilities.

Medicare is divided into four parts: Part A (Hospital Insurance), Part B (Medical Insurance), Part C (Medicare Advantage), and Part D (Prescription Drug Coverage).

Medicare Part A covers inpatient hospital stays, care in a skilled nursing facility, hospice care, and some home health care.

Medicare Part B covers certain doctors’ services, outpatient care, medical supplies, and preventive services.

Costs vary depending on the parts of Medicare you choose, your income, and whether you have additional coverage. Part A is usually premium-free, while Part B requires a monthly premium.

Yes, you can have other insurance with Medicare, such as employer or union coverage, Medicaid, or Medigap (Medicare Supplement Insurance).